HDR (High Dynamic Range) image is originally generated from numerous exposures, however Photoshop’s HDR Toning effect lets you simulate this effect in a single image. HDR Images are usually created using numerous photographs, each captured with a different exposure. However, it is understandable to not have the time to take multiple images, this is where HDR adjustments come in handy.
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The PMT Function in Excel
PMT is an abbreviation for payment. The PMT function calculates the regular payment that needs to be made for an amount of money, based on a fixed interest rate and for a fixed duration. It is ideal for estimating the regular repayments to be made for a loan, but remember that in most situations fees, taxes and charges are added, so check with your lending institution first.
The general function to calculate regular repayments on a loan is =PMT(interest rate, duration, loan amount).
Before you start, ensure that the data you are working with in your Excel worksheet looks similar to the screen capture in Step 1.
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The DATE Function in Excel
The DATE function in Microsoft Excel is used to assemble a date from three separate pieces of data, being the year, month and day. This is useful if the information is provided in separate columns and you need to combine them. DATE will take the year, month and day and convert them to a single serial number representing the date. The result is automatically formatted as a date.
The general function to convert numbers into a date is =DATE(year, month, day).
Ensure that the data you are working with in your Excel worksheet looks similar to the screen capture in Step 1.
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The NOW Function in Excel
The NOW function returns the current date based on the computer’s system date, the NOW function returns the current date and the current time. While the NOW function can be used for dates, it is mostly used for working with time arithmetic. Read on to learn how to use this function!
The general function to work with time arithmetic is =NOW().
Before you start, ensure that the data you are working with in your Excel worksheet looks similar to the screen capture in Step 1.
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The TODAY Function in Excel
Excel converts dates into sequential numbers beginning from January 1, 1900, you will be able to use a range of special functions dedicated to dates. The TODAY function returns the sequential numbers for today’s date and will update accordingly if the workbook is opened on another day. Get excited!
The general function to find out the sequential number for today’s date is =TODAY().
It is also handy to know that the sequential number for TODAY changes every day, so your worksheet will show updated results each time you open it.
Before you start, ensure that the data you are working with in your Excel worksheet looks similar to what is present in the screen capture in Step 1.